Mobile Phone Insurance by TalkCover

TalkCover mobile phone insurance is here to keep you talking. Most of us now rely upon our mobile phones. They are used every day to talk and text with friends, family and colleagues, for work and for play.

You can easily be left without one. Nearly 1 million mobile phones are stolen each year in the UK alone. 81% of all personal crime involved the theft of a mobile phone, and in 61% of thefts a mobile phone was the only item stolen1. What would you do without yours?

Mobile Phone Insurance to Keep You Talking

3 months FREE

Mobile phone insurance by TalkCover is here to keep you talking. The key features of TalkCover mobile phone insurance are:

More details of cover.
Comprehensive mobile phone insurance cover.
Attended Theft.
Unattended Theft (from a secure vehicle or premises).
Loss (optional).
Accidental Damage (including Water Damage).
Fraudulent Call Cover (up to £100).
International cover (for 90 days).
Cover for both PAYG and Contract phones.
3 months cover FREE on annual policies (exc. Apple iPhone).

Low Cost Mobile Insurance

This cheap mobile insurance for both PAYG and Contract phones starts at only £1.59 per month - that's around 5p per day. Get an instant quote for UK mobile insurance for your phone now!

We are currently giving 3 months FREE on annual policies (excluding the Apple iPhone).


Compare Mobile Phone Insurance

To compare our price to the most common UK mobile phone insurance policies available2 below, we have used a best selling Android smart phone on a contract as an example, the Samsung Galaxy SIII Mini3 which would cost you around £2504 to replace in the event of loss or theft.

Insurer Premium (per month)
TalkCover £2.99
O2 Insure Premier £7.50
EE Clone Phone Fully Loaded (Orange & T-Mobile Networks) £8.00
Vodafone Insurance £6.99


Featured In The Press

TalkCover has been featured in many financial articles discussing mobile insurance over time, both on and off line, including those by:

featured on


Get an instant quote and take out a policy for your phone now!


1. Home Office Crime in England and Wales 2007/08. 2. Research into premiums conducted by visting the insurers' websites and confirmed by a call to customer services in July 2013. Premiums shown are monthly equivalent if paid on an annual basis. All policies shown include cover for loss, theft and accidental damage, other cover may vary. 3. Where the Samsung Galaxy SIII Mini was not offered, a Samsung smartphone of comparable cost was used. 4. SIM free replacement cost for the Samsung Galaxy SIII Mini, July 2013.

Step 1, select your make and model of phone for an instant quote
(Two or more phones to insure?)

Two Or More Phones?

Insuring your family's phones? Visit TalkCover multi mobile phone insurance for cover from 2 to 10 handsets, reducing premiums to as little as £2.40 per phone per month, including smartphones.

Business Insurance

Looking for a policy for a small business? Talkcover business mobile phone insurance covers from for 1 to 250 handsets, with instant quote.

iPhone Insurance

iPhone Insurance

New iPhone insurance for the Apple iPhone 4S, 4, 3G S and 3G from as little as £5.99 per month.

Important Documents