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TalkCover Mobile Phone Insurance Cover

All TalkCover mobile phone insurance policies include:

  • Theft, both attended and unattended from secure vehicle or premises.
  • Loss
  • Accidental damage
  • Fraudulent Call Cover
  • Water damage

In addition, they give you FREE:

25% off all annual policies
  • Brand new replacement phone
  • 12 months for the price of 9 on all annual policies
  • No minimum term contract
  • 60 days international cover
  • Extended warranty up to 5 years
  • Guaranteed replacement within 48hrs of claim

Low Cost Mobile Phone Insurance

This cheap mobile insurance for both PAYG and Contract phones starts at only £1.25 per month - that's less than 5p per day. Get an instant quote for UK mobile phone insurance for your phone now! We are currently giving 12 months for the price of 9 on all annual policies.

Compare Mobile Phone Insurance

To compare our benefits and price to the most common UK mobile phone insurance policies available¹ below, we have used a popular 3G mobile phone - the Nokia N80.

  TalkCover Standard Carphone Warehouse Lite O2 Standard Orange Care T-Mobile Fonesafe Vodafone Cover Me
Price (per month) £4.41 £7.50 £6.00 £6.00 £6.99 £6.95
No Claims Bonus Yes, a no claims bonus worth up to £200 after 2 years No No No No No
Provide New Phone Yes, we replace stolen or lost phones with a brand new phone Yes No, the replacement phone can be a refurbished second hand phone. No, the replacement phone can be a refurbished second hand phone. No, the replacement phone can be a refurbished second hand phone. No, the replacement phone can be a phone that a customer has returned up to 14 days old.
Unauthorised Calls Yes, we cover the cost of unauthorised calls up to £100 Yes, up to £1000 No No Yes, up to £1000 No
Unattended Theft Yes No, there is no cover for theft from a vehicle Yes Yes Yes No
Attended Theft Yes Yes Yes Yes Yes Yes
Loss & Damage Yes Yes Yes Yes Yes Yes
Water Damage Yes Yes No Yes Yes Yes
48hr Replacement Yes Yes No Yes Yes Yes
Overseas Cover Yes, for 60 days. Yes Yes, for 90 days. Yes Yes Yes, for 30 days.
Min Term (mnths) 1 1 1 12 1 1
Available for PAYG & contract phones up to 90 days old Carphone Warehouse contract phones up to 14 days old O2 PAYG & contract phones up to 28 days old Orange contract phones T-Mobile contract phones up to 45 days old Vodafone contract phones

¹All facts and figures were confirmed from the terms & conditions displayed on the website of all companies concerned, and by up to 2 separate calls to each customer service teams (correct as of October 5th 2007).

As with all insurance policies, terms and conditions do apply, but we have tried to make them a straightforward as possible. View our key facts and our mobile phone insurance policy terms & conditions.