TalkCover Mobile Phone Insurance Cover
All TalkCover mobile phone insurance policies include:
- Theft, both attended, and unattended from secure vehicle or premises.
- Loss (excluding Apple iPhones).
- Accidental damage.
- Fraudulent Call Cover.
- Water damage.
In addition, they give you:
- 12 months for the price of 9.
- 60 days international cover.
- Extended warranty up to 5 years.
- Guaranteed replacement within 48hrs of claim.
Low Cost Mobile Phone Insurance
This cheap mobile insurance for both PAYG and Contract phones starts at only £14.99 per year, thats only £1.25 per month or less than 5p per day. Get an instant quote for UK mobile phone insurance for your phone now! We are currently giving 12 months for the price of 9 on all policies.
Compare Mobile Phone Insurance
To compare our benefits and price to the most common UK mobile phone insurance policies available¹ below, we have used a popular 3G mobile phone - the Nokia N85.
| TalkCover Standard | Carphone Warehouse Lite | O2 Standard | Orange Care | T-Mobile Fonesafe | Vodafone Cover Me | |
| Price (per month) | £4.41 | £7.50 | £6.00 | £6.00 | £6.99 | £6.95 |
| Unauthorised Calls | ||||||
| Unattended Theft | ||||||
| Attended Theft | ||||||
| Loss² & Damage | ||||||
| Water Damage | ||||||
| 48hr Replacement | ||||||
| Overseas Cover | ||||||
| Min Term (mnths) | 1 | 1 | 1 | 12 | 1 | 1 |
| Available for | PAYG & contract phones up to 6 months old | Carphone Warehouse contract phones up to 14 days old | O2 PAYG & contract phones up to 28 days old | Orange contract phones | T-Mobile contract phones up to 45 days old | Vodafone contract phones |
¹All facts and figures were confirmed from the terms & conditions displayed on the website of all companies concerned, and by up to 2 separate calls to each customer service teams (correct as of Feb 3rd 2009).
²Exludes Apple iPhones, which are not covered for loss.
As with all insurance policies, terms and conditions do apply, but we have tried to make them a straightforward as possible. View our key facts and our mobile phone insurance policy terms & conditions. All phones must be UK supplied (not from an online auction such as eBay), purchased brand new, and 6 months old or less when you take out the insurance.
We can also insure USB modems & sticks used for mobile broadband. For mobile phones MoneySupermarket.com have a great comparison facility.

