iPhone Insurance

Protect your Apple iPhone 5S, iPhone 5C, iPhone 4S and iPhone 4 with TalkCover iPhone Insurance for just £3.991 per month.

iPhone Insurance

Whether you damage your iPhone, lose it1 or it gets stolen, nothing will be more frustrating than being without it. TalkCover iPhone Insurance is designed to get you back talking on your iPhone as quickly and easily as possible.

Compare iPhone Insurance

To compare our price to the most common UK iPhone insurance policies available2 below, we have used the most popular iPhone, the Apple iPhone 5S 32GB, which could cost you approximately £4993 to replace in the event of loss or theft. TalkCover premiums for this phone are from just £5.991 per month.

Insurer Monthly Premium
TalkCover £5.991
O2 Insurance £12.50
EE Clone Phone Fully Loaded (Orange & T-Mobile Networks) £10.00
Vodafone Insurance £9.99

iPhones Covered

The insurance covers; Apple iPhone 5S 64Gb, 32Gb & 16Gb, Apple iPhone 5C 8Gb, iPhone 5C 16Gb, iPhone 5C 8Gb, iPhone 5 64Gb, iPhone 5 32Gb, iPhone 5 16Gb ,Apple iPhone 4S 64Gb, iPhone 4S 32Gb, iPhone 4S 16Gb, iPhone 4S 8Gb, iPhone 4 32Gb, iPhone 4 16Gb, iPhone 4 8Gb, iPhone 3GS 8Gb, 3GS 16Gb and 3GS 32Gb.

iPhone Insurance Cover

The key benefits covered under the comprehensive TalkCover iPhone insurance policy are:

What is covered?
Attended Theft. Yes.
Unattended Theft:  
    - From a secure vehicle Yes.
    - From secure premises. Yes.
Accidental Damage (inc. Screen Damage). Yes.
Water Damage. Yes.
Fraudulent Calls. Yes - up to £100.
Contract iPhones. Yes.
PAYG iPhones. Yes.
International cover. Yes - for 90 days.
Accidental loss. Optional.
What is not covered?
An excess fee  
Unattended Theft. When left in a public place.
Breakdown When covered by the warranty.


1. £5.99 premium does not cover loss. Add loss cover for £1 per month. 2. Prices taken from insurers’ websites. Correct as of April 2015.  Premiums shown are the monthly equivalent if paid on an annual basis.  3. SIM free replacement cost for the iPhone 5S 32GB as of April 2015.

Step 1, select your model of Apple iPhone

More Than One iPhone?

If you have more than one iPhone to insure you should view an instant quote for your iPhones here.

iPad Insurance

iPad Insurance

New iPad insurance for the Apple iPad and Apple iPad 2 from as little as £4.79 per month.

Important Documents